The rating agency pointed to the firm's robust internal controls and seasoned leadership as primary drivers for the improved standing. Despite a significant rise in call volume, the company maintained minimal wait times and near-zero abandonment rates, boasting a 94.1% customer satisfaction score and an 88% first-call resolution rate. These performance markers have become central to the company’s effort to secure new lender partnerships.
Fitch Ratings Upgrades Cornerstone Servicing Amidst Rapid Growth
Fitch Ratings has elevated Cornerstone Servicing’s U.S. RMBS servicer rating to RPS3+, validating the company’s operational infrastructure and performance. The upgrade arrives as the Denver-based firm reports a 60% year-over-year growth rate for 2025, fueled by a sharp increase in non-agency portfolio management over the last six months.

President Toby Wells attributed the success to a focus on personnel development and technology investments that empower staff to handle complex loan administration. To maintain these standards during rapid expansion, the firm recently onboarded a large class of new employees. As part of the Cornerstone Capital Bank family, the servicing division now positions itself as a scalable extension of its clients' internal teams, emphasizing brand consistency and reliability for both investors and homeowners.




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